I bought the LG Versa phone with Verizon Wireless in March 2009. I bought it mainly because it was a music phone, and I wanted to be able to play my music on it – as I had before with my LG Chocolate 2. But, the headphone jacks are different sizes. The phone size is 2.5mm, and the headphones size is 3.5mm. So, I had bought a converter a long time ago for my Chocolate, and it had worked great. And it did for a little while with my new phone. But, as it was a cheap converter, it died. Now, every STEREO converter that I buy, plays in mono (only in 1 ear), because they aren’t formatted for a cell phone.
Anyway, I called Verizon about this, and have talked to 5 different people about it last night. They looked and looked, and basically all of their converters were on clearance and are now not available (which means that they won’t get any more). They told me that my only option was a Stereo Bluetooth Headset through them that is $100!! And, they aren’t earbuds – it is big and wraps around my head! The rep flatout told me that there is no reason to buy a music phone with a 2.5mm headset jack unless I want to spend another $100 and look like a dork, because I have no way to listen to my music. Is there any way that Verizon could possibly let me get a different phone, since I got the last phone made with a 2.5mm headset jack? All the ones after mine have the standard 3.5mm jack. I told the rep when I bought the phone – that I was buying it for music, and he said that it wouldn’t be a problem.
In less than 2 years, I have gone through 8 LG Chocolate 2s, b/c they all had problems, and were still under warranty. Can I use this for my benefit? I spent hours and hours and days upon days with them. And the closest store is 35 minutes away!
Any insight would be great!
I WILL CHOOSE BEST ANSWERS. BE THOROUGH. THE MOST GOOD QUALITY ANSWER WILL RECEIVE THE 5 STAR RATING.
Thank you so much!
-Tyler

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Mar
15

EBook Without Writing.

By Mommy · Comments (0)

How To Publish Your Own Best-Selling EBook In 21 Days Or Less Without Writing!
EBook Without Writing.

Categories : Coupons and Deals
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cingular.com did not help
would there be a commercial on t.v?

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Mar
15

Mobile Phones Deals

By Mommy · Comments (0)

The trend of mobile phones is increasing tremendously. The UK mobile market is filled with various kinds of cheap mobile phones offering innumerous services.
Mobile phones have formed such an important aspect of our lives that we cannot even think of living one day happily without mobile phones. While going to office in the morning, we make it a point putting wallet on one side of the pocket and mobile phone in the other. Thus mobile phones are no more considered as luxury. They are a necessity in every sense.
Seeing this many big players in mobile phone market are coming up to provide innumerous benefits to the consumers. These big players know exactly what the consumers want. That’s the reason they occasionally come up with cheap mobile phone deals, suiting the pocket of the consumers.
These big mobile manufacturing companies have joined hands with the major network providers, to provide exciting services to the consumers. The major mobile manufactures in UK are Nokia, Motorola, Samsung, Sony Ericsson and LG. The major network providers are Vodafone, O2, T-mobile, Orange and Virgin.
Since these mobile manufacturers and network providers have come together, many cheap mobile phone deals are presented to the customers by the companies. These cheap mobile phone deals help company enjoy brand loyalty from the side of the customers. The customers are provided with various latest handsets, in addition to interesting and cheap mobile phone deals.
There are three major deals which one can see in the mobile market in UK. They have also proved to be quite cheap mobile phone deals. These deals are pay as you go mobile phone deals, contract mobile phone deals and cheap mobile phone deals.
The most attractive of all is the contract mobile phone deal. Under this deal the customer enters into contract with the concerned company. The contract can extend to 12 months or 18 months, depending upon the need of the customers. There are many added advantages with this deal. So much so that one can enjoy some latest mobile phones, along with the contract.
It is not only the free handsets which are provided with the cheap mobile phone deals. The company also, occasionally, provides many free gifts like ipods and other surprises to the customers. Cash back, free accessories, free line rental for twelve months and free mobile batteries are other benefits attached with the cheap mobile phone deals especially, the contract mobile phone deals. These deals are also flexible to the core. At the end of the contract one can even change the handsets, and opt for the latest mobile phone.
Pay as you go mobile phone deals, suits those persons who face heavy phone bills at the end of the month. Under this deal, you can pay in advance, and can use up the phone up to the extent you have paid.
Sim free mobile phone deal is a simpler deal which attracts many college students. In this deal, you can buy the handset of your choice and the sim of the network provider you want.
Thus, so many cheap mobile phone deals flourish in the UK market. Now, you can shop for your favorite and latest mobile phones and cheap mobile phone deals online.

Harsh writes on Mobile Phones Deals and 3 Mobile Phones. Learn more about T Mobile Phones.

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Mar
15

Can You Retire Before You Die?

By Mommy · Comments (0)

Most of us are familiar with these statistics…

Out of 100 people who starts working at the age of 25, by the age 65:

* 1% are wealthy
* 4% have adequate capital stowed away for retirement
* 3% are still working
* 63% are dependant on Social Security, friends, relatives or charity.
* 29% are dead.

More Statistics on “The GOLDEN Years”

Retirement by the Governments own statistics:

* The average savings of a 50 year old in the U.S. is $2500.
* 32 Million Americans are currently threatened with bankruptcy.
* More than 1,000,000 [1 Million] filed for bankruptcy in the year 2000.

More Statistics…

Out of every 100 people who reach the retirement age of 65:

* 62 retire with less than $25,000 in assets and depend on Social Security or family for their retirement.

* Another 35 retire with less than $100,000, have some form of pension in addition to Social Security and are just making it in their retirement. If either Social Security or their pension went away they would have a very difficult time surviving.

* 2 of the 3 remaining retirees have an adequate pension or retirement account. They have assets of between $100,000 and $750,000. They do appreciate having the additional money they receive from Social Security, but could survive without it.

* The last of these 100 retirees, is the only one who is financially independent. This retiree has assets approaching or exceeding $1,000,000. They do not need the income from Social Security at all.

Which group above will you be in when it is time for you to retire?

Still More Statistics…

“According to recent Governmental statistics, most people are very concerned about their financial security in retirement. Over 70% believe they won’t have enough money put away for retirement. Of those between the ages of 30 and 54, almost 80% feel this way about their future.

One of the factors is the uncertainty of Social Security. In the mid 1970’s, 2/3 of the people surveyed said they were quite confident Social Security would be there for them when they retired.

In 1980, of those surveyed, 2/3 commented that they were not confident that Social Security would be there to support them in retirement. They felt that if Social Security was still a functioning service, it probably would not be paying an adequate amount to cover a reasonable standard of living.

So if this is the case… why aren’t people socking away hoards of money so they are not part of the statistics? Well, it seems that saving for retirement is a difficult task to master for the average person.

Some have difficulty saving on a systematic basis. With others, it’s often the case of having good intentions but very poor follow-through. Still others, it’s that they make poor selections with the saving and investment vehicles they choose.”

Clearly, the working-class scenario of toiling away building someone else’s empire for forty years, trying to accumulate wealth (money) so one can retire comfortably, is NOT working. Most people would like to retire with dignity. Wouldn’t you?

Have we shown you enough? Well, here’s a few more facts…

“The rising stock market and escalating property values, while adding general prosperity, hide the brutal fact that for many Baby Boomers-who are now turning 50, retirement may not be a pretty picture.

Over the next 20 years, 76 million of us born between 1946 and 1964 will hit 50. For most, that means facing up to the harsh questions of how, or even if, they will be able to afford to retire.

With meaty employment pension plans gone the way of ancient history, and Social Security increasingly becoming an uncertainty, the lifestyle of retirees is no longer leisure, golfing, fishing and travel. In fact, the lifestyle for many retirees may be continued work and “cans of Spam . . . and not Caviar and Travels.”

The latest Census Statistics show that only 1 out of every 10 Americans today, is financially prepared to retire when they reach the age of 65.

What about the Current Economic Situation?

As we know, the economy is teetering on recession, companies continue to lay off in great numbers. And, you may as well kiss true job security good-bye. It doesn’t seem to exist anymore.

And although you may be one of those that make it to retirement and manage to hang on to your job, according to the Bureau of Labor Statistics, at 65 only 5% have enough money to retire on.

And since the standard route of working a traditional job has failed for 95% of all Americans. Shouldn’t you be seriously RE-evaluating the traditional career job employment scenario and if it is going to get you to and take you through retirement financially sound?

Here’s the real kicker… You and most of the people you know are going to work for at least 30 to 40 years …. at jobs you hate… with bosses you hate… with commutes you hate… with hours that you hate. What a life – failing while you are miserable most of the time. Do you want to do this for the next 40 years?

So What Can You Do About It?

Well, one pro-active move you can make is to avoid common and costly retirement planning mistakes that could seriously jeopardize your future and the lifestyle you dream of for your retirement.

Mistake Number 1: Procrastination
Mistake Number 2: Not realizing that you’ll need a specific amount of money to sustain you each month when retired.
Mistake Number 3: Relying on the belief you’ll be able to draw FULL Social Security benefits.
Mistake Number 4: The under-estimation of your medical costs if you are not in good health.
Mistake Number 5: Not setting up your long-term-care insurance early.
Mistake number 6: Making the assumption that you can retire early.
Mistake Number 7: Getting into the false hope that in retirement you will be in retirement-mode.
Mistake Number 8: Failing to seek expert financial and retirement guidance.

Start focusing on these commonly made mistakes and make sure you are not falling into the traps they can create. If you recognize some of them in your portfolio, get them fixed so you are on the right track. You don’t want any of them to affect your retirement planning and live-on income.

Start a pro-active plan NOW! If you want to be able to live financially stable now and into your “golden” retirement years, you need to make changes in the strategies you’re presently using.

One other pro-active move you can make is to join the home-business boom. It is the next big trend. CNN reports that a new home based business is started in the United States every 11 seconds.

Why? Well because a new home based business offers a low start-up investment compared to a brick and mortar, or franchise business, low monthly overhead, and you can start part-time while still employed, and create time leverage, residual income, and tax benefits for yourself. Tax expert Sanford Botkin says that a home business can result in tax savings of $3,000 to $9,000 per year.

Follow this trend, however do proceed wisely – you don’t want to get into a situation where you are wasting time or money out of your pocket.

Make sure you do your research. You are looking for an income generating system that allows you to build substantial supplemental income, PASSIVELY; where you don’t have to give up your life, or your spare time to run it successfully.

You don’t want to be adding a lot of additional work hours to your day, otherwise, you might as well start commuting to a second job site.

Start now… remember, procrastination is mistake #1… That way when you do decide to retire, unlike the income earned at a job, which stops when the work stops, the residual income from your home based business will continue to pay you long after the work is completed. Leaving you to enjoy your retirement free and to the fullest.

Tracey Anne shows people how to generate passive, pre-and retirement income, on just a few hours of ‘work’ per week. Her System creates passive income in a non-time consuming, successful and fun way! More Info: Visit Here

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When you think of retirement in America, what comes to mind is usually paradise and unending relaxation, with time under your control. Of course, the cost of retirement also comes to mind, like how much of the retirement pay will go where? The best thing to consider for retirement to be less stressful and more relaxing is to find a place where retirement is beneficial. In most international and tourism magazines, Panama is always quoted as one of the best places to retire in the world.
There are plenty benefits to retiring in Panama. The Panama real estate market has greatly attracted retirees due to Panama’s temperate climate, incredible lush landscape, a myriad of beaches and a welcoming culture.
One of the main benefits of retiring in Panama is Panama’s pensionado program. Under Panama’s Tourist Pensionado Visa, you need to be a resident pensioner to get the benefits of retirees in Panama then you become eligible for the program. To get this eligibility, you simply have to have a guaranteed pension worth 500 dollars every month for singles or 600 dollars for couples. The pension should either come from government agencies such as the Social Security System, Military, Federal, and disability, or from private company that defined the pension benefits. Under the pensionado program, the pensioner is entitled to discounts on public and private amenities that range from accommodation, health care, entertainment, transportation, property acquisition or loan, and technical or professional services.
The benefits of retiring in Panama are that it carries two major languages in the world, Spanish and English. You can easily relate to the locals in these languages and they are hospitable to foreigners. Also, they use the dollar currency for bills and the Balboa coins can easily be converted.
Another inclusion on the benefits of retiring in Panama is the low cost of living. Panama has the lowest cost of living among other countries in Central America. Because prices for goods and services are generally low and cheap, you get more savings especially if you earn foreign income. Aside from the goods and services included in the benefits of retiring in Panama, you also get affordable properties with their favorable tax incentives such that if you are a foreigner who decides to reside in Panama, you can get property that’s free of taxes, and real estate in Panama such as this is not difficult to find.
Aside from pensioner’s benefits of retiring in Panama and low cost of living, Panama offers wonderful places to stay. You can choose to stay on beaches, mountains and the modernized city. Panama has stunning beaches where properties are also developed. Retirees can do surfing, sailing, fishing or simply feeling on the sea breeze when you live in places near the beach. There are also properties that are located near mountains where it offers beautiful landscapes and interesting ecosystems like birds. Panama also offers activities with their mountains like camping and mountain climbing. If you choose the city life, you will see skylines, modern constructions, and high technology in telephone, cable and Internet facilities that are also available in all of Panama. With these various locations plus affordable properties and good tax incentives, you will get the needed relaxation you would require if you were to choose to retire in Panama.

Laurie Cooper, of Cpanama Real Estate Corp., is an expert on Panama real estate. For more information, please visit www.cpanama.com.

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Low Cost Franchises – Investing in Business Ownership

Although most people think that franchise ownership requires a large investment, that is not really the case. According to the experts at Franchise Direct, one of the world’s leading portals for franchise and business opportunities, there are many franchise businesses available at significantly less cost than typically associated with big name brands, like MacDonald’s.

For those reluctant or unable to make a substantial financial, but who still want to take advantage of a proven franchise system, there are low-cost alternatives in all types of industries. Here are some examples of franchises for under $15,000 that can open the door to business ownership and self-employment:

Business Management

Value Forward Executive Management Consulting: Business-to-business management consulting that provides extensive training and support. BCM Management Servcies: An international team of management, financial and engineering experts that provides cost reduction consulting services to small, medium and large organizations.

Children

Theater Fun: An educational program that brings lively theater arts to children through fun and exciting parties, theater classes, etiquette classes and school assembly productions.

Furniture:

Eureka Specialty Wood Products: Work from home opportunity building and selling furniture to the public and retailers.

Home Decor

Creation Carpets of America: A leading provider of popular flooring who independent dealers sell all types of popular flooring products, from carpet to hardwood, tiles and laminates. The Pull-Out Shelf Company: The largest custom pull-out shelf distributor in the U.S., with authorized dealers in 20 states. Made in the Shade: One of the lowest cost window treatment dealerships in the nation, and a home-based business that offers the potential for a very lucrative income.

Healthcare

The Drug Test Consultant: A turnkey drug testing business that provides workplace, home and background check drug testing.

Health & Beauty:

Solei Systems Skincare Equipment: A distributor opportunity to establish dealers for a complete line of futuristic anti-aging skin treatment machines.

Food & Gifts

Candy Boquet: A delicious gift alternative to flowers, this franchise can be started for under 10K.

Marketing:

EBiz Marketing Systems: Be an Internet consultant who helps businesses with Internet strategies and web sites.

Vending:

The Back Rubber: A wonderful massage chair that offers a vending machine business for as little as $1,800. The Gumball Factory: A candy machine that is entertaining too with grabbing graphics, music and an action packed gumball show.

These are just a few of the franchisees and businesses that can be bought for less than $15,000. Some offer extensive training and support while others are strictly independent business opportunities.

For more information about low-cost franchise and business ownership options, visit this web page at Franchise Direct: http://www.franchisedirect.com/investment1

Kathleen Fitzpatrick is an editor a Franchise Direct. Franchise Direct was launched in 1998 by McGarry Consulting who specializes in business development, especially franchising.

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Perfect For The Budding Tattooist, The Existing Tattooist Or Just The General Ink FREAK… Includes… ALL The Resources You Will Ever Need To Learn To Tattoo And Set Up Your Own Parlour.
The Ultimate Tattoo Package With Flash.

Categories : At Home
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Every new copywriter starts with a “lightweight” portfolio, but there are ways to build it quickly.

My own method was to write free for an organization in return for samples. In my case I wrote the press releases and monthly newsletter for the (now defunct) Oregon Direct Marketing Association.

This not only gave me samples for my portfolio, but it got my name in front of the membership and led to my first actual jobs for Norm Thompson (a local cataloger), Stash Tea, a bank, a landscaper, and other small and mid-size businesses. I also wound up on the Board as Publicity Chairman, which led to business relationships I still earn from these many years later.

Writing for “spec” assignments is another way to build a solid portfolio. Select a potential client you would love to work for and approach them with the proposal that you’ll write a package for free, and if the client likes it well enough to mail it, then you’ll get paid.

Require the client to supply you with samples, and get it in writing. It’s also a good idea to require feedback on the results of your mailing, so you can write a Case Study to include in your portfolio, as long as the goals were met or something was learned from testing.

Writing sales letters, press releases, brochures or other marketing materials for friends who have businesses is another method for building your portfolio. If the results are good, it can earn you “real” business and/or referrals.

Can you use work that’s never been published? Absolutely. Many American Writers and Artists Institute students have completed course work that’s more extensive and impressive than what’s found in many portfolios. Even ad agencies will look at concept ideas that have not been published.

In his fine book “The Well Fed Writer,” Peter Bowerman advocates using any document you’ve ever written that illustrates your ability to write. Materials that are sales-oriented include proposals, PowerPoint presentations, published articles, and more.

Think about all of the things you’ve written in your life that contain an element of persuasion…such as classified ads, petitions, and oral presentations. Look through the archives of your computer to see what you can come up with. You’ll probably find something you can use! It doesn’t matter how old it is, as long as the writing is good.

When I first started freelancing I put my samples in a 3-ring binder that had plastic sleeves with a black paper backing. I thought the black paper would help the sample to “pop off” the page. I didn’t have a lot of exotic samples so I felt it best not to carry them in something too jazzy.

Years later I had many “beautiful” packages and I had them laminated on large poster boards so each component could be displayed. It was a dramatic presentation, and required that I have a story to tell about each piece. It worked very well and
agencies, as well as corporate marketing managers, responded to the presentation in positive ways.

I also looked at many portfolios while senior copywriter for Rosen/Brown Direct, a well-known Oregon-based direct response agency. Most copywriter portfolios were unassuming, and were simply a vehicle for carrying samples. The writers organized their work in whatever way they felt best, and the agency reviewed the portfolios with an eye only toward writing quality. So the take away is to present a neat, orderly portfolio, but don’t sweat the small stuff.

Physical portfolios will come in handy for local business, but you’ll want to have PDFs of your best work made, so you can send samples over the Internet. I haven’t shown my physical portfolio in years, as I have no local business. But since my business is national and international, it is important that I have PDFs of my work.

This is easy when you’re working with a designer who can supply you with the end result. But if you wind up with a physical version and need PDFs made, you can scan them into your computer (scanners are inexpensive at about $100), then use Acrobat or other software that resides in your computer to turn the scan into a PDF. (In my case, my new $100 HP printer allows me to convert a document into PDF format).

If you hit roadblocks here, you can also ask a graphic designer to supply you with PDFs of your sample. Or you can have the work done at FedEx Kinko’s, but I believe this method is somewhat costly.

Potential clients are not looking for flash and dazzle in terms of presentation, but they do look for neatness, logic, and good work. Be sure to have business cards on hand, and up to three physical samples to leave behind.

For the Internet, send no more than three work samples, which can come to 15 or so PDFs (individual PDFs of the letter, envelope, reply device, and other components). If you’re inclined to send more, store them on a CD and mail via snail mail.

If you approach an agency, you may be asked to leave your portfolio behind. Agencies understand the value of a portfolio, so with them, you’re pretty safe in leaving it behind. However, I would not advise doing so with a non-agency client. It’s just not wise. And never, never send out your last sample. Seasoned copywriters know that for some unexplainable reason, you never get it back!

Master copywriter and coach Chris Marlow publishes a free ezine for copywriters who want to quickly build a profitable business. Visit:

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Big Conversion Rates! (4%) And 60% Affil. Cut! Healthy Eats Here! ~ The Only National Guide To Local Eateries Serving Organic, Grassfed &/or Seasonal Ingredients. Avoid Pesticides, Hormones & Antibiotics At Restaurants! Eat Out. Eat Well. Eat Slim.
Healthy Eats Here! Organic/Grassfed/Local Restaurant Guide – 60%.

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